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Bernard Benaibbouche

Whether it's for a small residential mortgage, refinancing, or a real estate investment, BERNARD BENAIBBOUCHE is the mortgage broker you need!

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Bernard Benaibbouche, Residential and Commercial Mortgage Broker

At Multi-Prêts Hypothèques, we have a mission: to find the best mortgage for you, free of charge. And when you meet with us, you have access to the products of about twenty financial institutions in a single appointment! This way, you are sure to get a mortgage tailored to your needs, allowing you to save thousands of dollars! Take advantage of our expertise, our advice, and our purchasing power because we are the leader in the mortgage industry in Quebec. Come meet our team. Multi-Prêts. Who else.

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OFFERED SERVICES

Tailored mortgage solutions to guide you through every step of your journey — whether it's a first purchase, refinancing, or an investment project.

Residential Mortgage Loans

Whether you're looking for a mortgage loan or considering a multifamily property, I will guide you through every step involved in achieving your financial goals.

  • Personalized options tailored to your profile.
  • Best rates to maximize your savings.
  • Expert guidance throughout the process.
Learn more
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Current Rates

Fixed Rates

1 year 4.59%
3 years 3.99%
5 years 4.14%
7 years 4.54%

Variable Rates

Variable 3.45%

* Some conditions may apply. Subject to change without notice. Rates may vary based on the amount borrowed, collateral provided, or other factors. Please refer to your Multi-Prêts broker for more details.

FREQUENTLY ASKED QUESTIONS

Find answers to your most frequently asked questions

What is a mortgage pre-approval?

A pre-approval is a preliminary assessment of your borrowing capacity. It gives you a maximum amount you can borrow and a guaranteed rate for a set period, usually 90 to 120 days.

What is the difference between fixed and variable rates?

A fixed rate stays constant throughout the term, offering payment stability. A variable rate fluctuates with the Bank of Canada's key rate, potentially more advantageous but with more risk.

How much down payment do I need?

In Canada, the minimum down payment is 5% for properties under $500,000, 10% for the portion between $500,000 and $1M, and 20% for properties over $1M. I can help you explore your options.

Schedule an Appointment

Book a personalized consultation to discuss your mortgage needs and get tailored advice.

  • Personalized Consultation
  • Analysis of your situation
  • Expert Advice
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Online Request

Complete our online form to start your mortgage application and speed up the approval process.

  • Simplified Process
  • Quick Response
  • Personalized Follow-up
MAKE A REQUEST